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* Qualify for a 0.125% rate discount on select 3-, 5-, 6-, 7-, and 10-year adjustable rate mortgages (ARMs) when you (1) open or maintain an active UNFCU checking account, (2) deposit $20,000 or more in external new money, and (3) set up automatic mortgage payments. The 7-year ARM is available exclusively for conforming high-balance and jumbo mortgage loans. Please consult your mortgage representative to determine the specific high-balance loan limits applicable in your market. External new money is money brought to UNFCU from an external financial institution from the time of your mortgage application until your mortgage is funded. Money transferred from another UNFCU account or existing in a UNFCU account before you apply for a mortgage does not qualify. This offer cannot be combined with other rate discount offers, including but not limited to UNFCU's rate match program. View current US mortgage rates at unfcu.org/mortgage-rates. This offer is effective for qualified mortgage applications received from 1 February 2026 through 30 September 2026. Mortgage applications submitted prior to the offer effective date are not eligible for this offer.

‡Savings assumptions are based on $550,000 mortgage balance, 0.125% discount on a 3-year ARM, and no pre-payment