For (y)our future
Personal finance with a collective purpose.
Supporting your personal goals and our shared future
As a UNFCU member, you’re part of a global community built on values. Here, the choices you make to support your personal goals also contribute to a more sustainable world. You don’t have to pick between your financial future and the planet’s future, because with us, they’re one and the same.
Financial solutions that take climate action
Where we put our money matters. Small, intentional choices — from how you save to how you spend — have the power to shape a better future. One habit, one product, or one decision can ripple outward, strengthening your financial health while helping the planet.
Savings that support society
Watch your savings grow at a guaranteed rate while creating positive change for people and the planet. Your deposit in an Impact certificate will only be used to fund environmental and social impact projects.
Driving the change
An electric vehicle (EV) produces 52% fewer global warming emissions than a gasoline car over its lifetime (Union of Concerned Scientists 2022). If you’re looking to lower your carbon footprint and purchase an EV, we offer a rate discount on our US automobile loan for hybrid or electric vehicles.
For your and our home
Living sustainably starts at home. Members who purchase an ENERGY STAR® or LEED® certified home in the US are rewarded with a closing cost credit.
Upgrading for good
Making energy-saving improvements to your home can make a huge difference — not just for your utility bill, but also for the planet. We offer a rate discount on eco-friendly home upgrades, including solar panels and high-efficiency heating and cooling systems.
Rewards with reach
Every time you use your UNFCU credit card, you earn reward points. These points can be redeemed for a variety of options — including donations. Through global charities like the UNFCU Foundation, your credit card rewards can help give back and make a difference.
Building a better future, together
Making a positive impact isn’t just our responsibility — it’s part of our cooperative values. By advancing the UN Sustainable Development Goals, enabling climate-conscious choices, and uniting credit unions through the United in Sustainability (UIS) network, every step forward is a step forward for the world.
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