US homebuying for global citizens
Prepare for your homebuying journey in the US with insights on the professionals who can help you, current market trends, and the steps to choose and finance your new home.
In brief
- Key professionals you may work with at various stages of the US homebuying process include your mortgage team, real estate agent, real estate attorney, appraiser, home inspector, title company, and insurance agent.
- Common property types in the US include single-family houses, condominiums (condos), and cooperatives (co-ops).
- Climate risk is an increasingly important factor in the US housing market.
- In choosing between a fixed-rate mortgage and an adjustable rate mortgage (ARM), consider factors such as how long you intend to own the property and how much you plan to borrow.
Raymond Friday
FVP Mortgage Production
UNFCU
Chip Allen
AVP Mortgage Sales
UNFCU
Lisa James
Licensed Real Estate Salesperson
The Corcoran Group
Building your homebuying team
Receive an overview of the professionals who can help with your US home purchase, including UNFCU’s mortgage team.
Overview of the current US housing market
Learn about current trends shaping US homebuying.
The US homebuying process
Discover the various homebuying options and savings available to UNFCU members.
Further learning
- If you are considering buying in a US city, explore a detailed comparison of condos versus co-ops.
- Review home inspection tips to help ensure you receive good value for your home purchase.
- Use our mortgage loan calculator for a sense of what your monthly payments might be.
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